Tag: fourth industrial revolution

Sleeping On The Job

The worlds biggest ride hailing company owns no vehicles. The worlds largest retailer holds no merchandise. You know where I’m going with this. We’ve all heard the rhetoric -and quite frankly it’s getting a bit old- but it’s something that we can all relate to. I guarantee you are a user of at least one of these disruptors, enjoying unparalleled user experiences at the expense of thousands of b...

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How to Catch a Millenial

With 30 Trillion dollars changing hands in the next 30 years how do you ensure you don't miss you!

Did you know that in the next 30 years an estimated $30 trillion dollars (I’m not even going to convert that in to rands because the number’s so big) will be changing hands from Baby Boomers to Gen Xers and Millenials? This will be the largest transfer of wealth in recorded history. Not to mention there’s a lot of wealth being independently generated in the meantime. So how exactly do you go...

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WhatSupTech?!

Supervisory Technology

The financial services industry is being whacked with regulations- making the time and monetary cost of compliance grow out of hand. A lot of Independent financial advisors (IFA’s) don’t have the resources at their disposal to keep up with the industry’s compliance demands and can invest somewhere between 30% and 60% of their time making sure that the books are clean. This time invested into co...

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The Market for Lemons

The impact of imperfect information in the information age

Idea 1: The Paradox of Privacy

Digital currency is nothing new. We have all heard of Bitcoin, seen the ads for eWallets, and probably pondered on the fact that our actual hard-earned Rands are mainly just stored as a series of binary numbers on a system at our preferred bank. Consider quantitative easing for example – do you think the US g...

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The Gathering Swarm

In Some Way, Shape or Swarm.

Have you ever wondered how ants build superhighways for carrying food, how bees never get lost, how wasps build nests or how birds flock? If you’re anything like me you’ve likely given credit where its due and attributed it to some innate intelligence that these little creatures possess. But you’re wrong, they have you fooled! You see, there is no individual ant which knows the bigger pictur...

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AQscuse me? Where are all the lawyers?

Where are all the Lawyers?

He looks out the window at the harsh African sun reflecting off Nairobi’s skyscrapers and thinks to himself “Man, I did it! The hard work has finally paid off. I’m working at the world’s LARGEST law firm!” Following in the footsteps of the four other employees at the firm, Michael was headhunted after finishing top in the University of Gabarone Read more

The times, they are a changin’

The Lunatics Run the Asylum

A lot was going on in the 60’s (I do wish I had been there to see some of it!). Hippies were making their pilgrimage to Woodstock, Neil Armstrong was preparing for his moonwalk and the very first information technologies were being developed and refined. Just a few years earlier the Standard and Poor’s 500 index was amalgamated. An American stock market index based on the market capitalizati...

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