Archive: November 2018

‘Z(ee)’ latest Consumer

So, the world seems to have finally got a bit of a handle on what a Millennial is and how they behave, which is pretty good news. Unfortunately, there’s already a new breed finding their feet in the modern world, and by all accounts they are nothing short of Millennials on steroids. Referred to as iGen’s, the truth generation, the Snapchat generation, Gen Zers or, more typically, Generation ...

Read more

Reboot Your Brain

I recall a popular phrase growing up: “You can’t teach an old dog new tricks!”. I’m of the opinion you can, but it requires effort, a hunger and thirst for the required reboot. Imagine walking in the jungle on a well-travelled path to get water (essential resource). You believed there was a shorter smarter path, but it required much effort to investigate, cutting back the jungle, perhaps removi...

Read more

The Innovator’s Dilemma

Back in 2017 I wrote a blog about the inevitable failure of the world’s most successful businesses. At the time I thought it was edgy and controversial – it wasn’t. Upon re-reading my spew a few years on, I realized that there was a fundamental gap in my reasoning. Call it youthful ignorance, maybe just innocent naivety, never-the-less, I must set the record straight - there’s another important...

Read more

Year of the Dog

Interesting would be the politically correct way to summarise 2018 (is political correctness still a thing under Trump?), but I think that crazy is probably more appropriate. Barely anything has gone to script, and so we thought it would be a good idea to take a quick look back at the year that was. Read more

The Enemy You Can’t See

Its claimed over 4 billion victims, caused trillions of dollars’ worth of damage, affected the likes of Yahoo, Facebook and even governments on a massive scale… and its only just getting started. The greatest battles are no longer fought on land between men, but rather in cyberspace between computers. The measurement for victory, data, and the price to pay, is more severe than ever. Ask y...

Read more

The Hummingbird Effect

If I were to tell you that Johannes Gutenberg’s idea to develop the printing press in the early 1400’s would turn out to be one of the biggest turning points in human history, would you believe me? To be honest, I don’t even think he would! How could the printing press be considered such a big turning point? Well, before the printing press, Europeans were generally unaware that they were ...

Read more

Nudge Hunting

Nudge Nudge, Wink Wink ....

Manipulation is synonymous with deceit, extortion, lies and bad things in general but what if we could harness all that we know about manipulation and use it to improve the world around us? We are all in the business of influencing people to achieve our desired outcomes, whether you are aware of it or not, it is something we do constantly. In business we are trying to get people to buy into ...

Read more

How to Catch a Millenial

With 30 Trillion dollars changing hands in the next 30 years how do you ensure you don't miss you!

Did you know that in the next 30 years an estimated $30 trillion dollars (I’m not even going to convert that in to rands because the number’s so big) will be changing hands from Baby Boomers to Gen Xers and Millenials? This will be the largest transfer of wealth in recorded history. Not to mention there’s a lot of wealth being independently generated in the meantime. So how exactly do you go...

Read more

The Multi-Armed Bandit

To Exploit or Explore?

Imagine this, you’re at a casino, of course, trying your luck. There are 10 slot machines in front of you, each one has a potential reward. Your Goal- maximize your winnings. How do you go about it? Do you sit at one machine the entire night and try exploit your winnings? Or do you chance it and move from machine to machine exploring the various options available? Believe it or not this simp...

Read more


Supervisory Technology

The financial services industry is being whacked with regulations- making the time and monetary cost of compliance grow out of hand. A lot of Independent financial advisors (IFA’s) don’t have the resources at their disposal to keep up with the industry’s compliance demands and can invest somewhere between 30% and 60% of their time making sure that the books are clean. This time invested into co...

Read more